31 5 / 2014

creditcomplex:

#CreditCards We all have secrets we’d rather not trumpet to our friends. For some, it’s age; for others, it’s weight. And for many Americans, it’s money mistakes. A recent poll by the National Foundation for Credit Counseling revealed that we’re more … http://bit.ly/1mUXje6

29 5 / 2014

Made a big payment on cc2 to bring the balance down a bit. Feeling pretty good about my progress, I am over a quarter of the way to being rid of these credit cards!

Made a big payment on cc2 to bring the balance down a bit. Feeling pretty good about my progress, I am over a quarter of the way to being rid of these credit cards!

24 5 / 2014

(Source: frugalrules)

24 5 / 2014

bestfinancialtips:

What to Do When You’re Discouraged With Your Money Goals

Vowing to improve your money situation can be an exciting decision. Reaching those goals is exciting, too. But there’s a long stretch in between those two points that can really test your stamina. Many people start to feel discouraged when they’re paying off credit cards, saving for retirement or tackling their student loan. If your financial patience is being tested, here’s how to deal with it and stay on track.

Read more…

24 5 / 2014

I’ve haven’t had time to update in awhile because my little Lizard arrived last month. Still paying off debt though… I’ll do an end of the month update next week!

I’ve haven’t had time to update in awhile because my little Lizard arrived last month. Still paying off debt though… I’ll do an end of the month update next week!

17 3 / 2014

debtboard:

A little known fact is that most devices still use power even when they are off, this phenomena is often referred too as “Phantom Power Drain.” According to this article, Phantom Power Drain can cost you 10% more on your electric bill every month.

When trying to pay off debt, every little…

We received one of these power strips through an energy saving program from the state.

14 3 / 2014

Done! Credit card 1 paid off. CC2, I am coming for you.

13 3 / 2014

Unexpected snowflake payment! I received a check for $70 in the mail. Surprise! I also had a $9 check to cash from my mom. It was a payback for some pesto I bought her. I could have credited the amount back to our grocery budget, but I am going to throw that to the payment too. 

I decided to send the payment to CC3. I pay about $80 in interest a month on that card, so it seemed somehow fitting.

Unexpected snowflake payment! I received a check for $70 in the mail. Surprise! I also had a $9 check to cash from my mom. It was a payback for some pesto I bought her. I could have credited the amount back to our grocery budget, but I am going to throw that to the payment too.

I decided to send the payment to CC3. I pay about $80 in interest a month on that card, so it seemed somehow fitting.

12 3 / 2014

bendalziel:

The Problem

Your attitude towards an automatic door takes a dramatic turn for the worse if it fails to open just once. Following the slip up, you regard it with contempt every time you approach, doubting its integrity, and breaking your stride just to be sure it doesn’t try its funny business again. Stupid door.

Every month, for a very long time, I walked into the glass of the same automatic door as it failed to open. I longed for it to open and believed it could, so breaking my stride was not an option. So I kept hitting the glass. Having an automatic door fail repeatedly is remarkably destructive not only for your relationship with the door, but also for your relationship with other doors. I longed for a healthy door relationship, and I knew something needed to change in my approach for that to happen.

Read More

Great thoughts on budgeting

12 3 / 2014

The weather outside is frightful, but I am feeling delightful! I just scheduled my last payment for credit card 1 for tomorrow! Can’t wait to see the big fat zero on that account. Woo hoo debt elimination snowstorm!

The weather outside is frightful, but I am feeling delightful! I just scheduled my last payment for credit card 1 for tomorrow! Can’t wait to see the big fat zero on that account. Woo hoo debt elimination snowstorm!